Part of preparing for storms in your Atlanta home is knowing what your homeowner’s insurance policy covers. The last thing you want to do is assume your policy covers something that it doesn’t – leaving you with potentially serious financial burdens if anything happens during a storm. The following are a few things you should know about your policy:
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Power failure – Although you’re not covered by things that are ruined in your fridge or freezer due to a power failure, you can purchase extra coverage so that you will be.
- Earthquake – An earthquake can do a lot of damage to your home; however, most policies do not cover earthquakes. While most of Georgia’s earthquakes have been pretty mild, it might be a good idea to get additional coverage for earthquakes as well as sinkholes. However, damage caused by volcanoes are usually covered… just in case one of those shows up in Georgia.
- Riot – If you have the unfortunate luck of getting stuck in the middle of a riot, then your home may be at risk to vandalism or fire damage. Fortunately, your home owner’s insurance policy most likely protects against riot damage.
Go over your homeowner’s insurance policy when preparing for a storm. If you have experienced storm damage, then be sure to contact us at Parker Young today.