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If you own a home, then you should absolutely have homeowners insurance. Homeowners insurance will help to protect you in the event that a storm damages your home. The following are the steps that you should take when filing your claim after your home has been damaged.
- File a police or fire report if necessary, and be sure to document all the damage done to your property. Take both notes and photos of what was damaged. Before your house is ever damaged, it’s a good idea to take pictures of your home so that you have before and after pictures.
- Depending on your insurance policy, you may have a limited amount of time to file a claim after the accident. Have your policy number and all details of the incident on hand to file a claim with your agent.
- Be very thorough with your claim – you’ll want to note what was damaged, when it was damaged and how it was damaged.
- Save all receipts incase you have to relocate to a hotel – your policy will often cover this.
For more information about coverage for homes with storm damage, contact us at Parker Young Construction today.